Tips and Cars For First Time Buyers in India

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    If you’re a first-time car buyer, you need to have adequate knowledge about not just the car but many other things. Read this complete guide before you buy your first car.


    Buying a new car is one of the most tedious and catastrophic adventures for first-time buyers. Even experienced car buyers may also face problems while buying a different car and the only reason is money that is being invested.

    After home, a car is the second biggest investment and that too with a depreciating factor. From looking for the right design and features to choosing the accessories which makes a car the perfect match for your family and you, there are various things that come into play.

    There are various questions that pop up into the mind of every car-buyer such as:

    • Which is the best car in the market?
    • What is the mileage?
    • What are the safety features I need?
    • What type of car insurance do I need?
    • What is the best time to buy the car?

    Hence, we have compiled a list of top things to keep in mind while buying a brand-new car to make the experience smooth and steady. Along with this, we have accumulated a list of best cars for the first-time buyers based on our expert’s review. So, read on to buy your first car in a smarter way!



    1. Determine the Budget

    The budget is the most essential and preliminary step while buying a new car. You can perform a onetime payment or opt for an EMI process whilst purchasing your first car. In the case of the latter, your financial plan is based on what you can afford per month. To keep in mind, the expenditures while purchasing a car aren’t confined to the vehicular cost only. There are charges like insurance, regular maintenance and fuel cost apart from road tax. Case in point, a car like Maruti Suzuki S-Presso that has a labeled price of Rs 3.69 lakh (ex-showroom, starting), will cost you around Rs 4.2 Lakh (on-road). So, it’s very important to determine the budget and don’t go for a car that can put a dent in your wallet. The most economical/affordable cars are Renault Kwid, Maruti Suzuki Alto, Hyundai Santro and Maruti Suzuki Wagon R.

    2. Type of the Car

    Another question which appears in buyers’ mind is which type of car should they be buying? The first set of assignments that any car-buyer must do is deciding the kind of car they want to purchase. There are a set of questions that you can inquire to find the fit that is most suitable even though there is no rule which can help us make this decision. From the dimensions of the automobile which you need into usage of the vehicle’s frequency, there are factors that determine the type of car you would want to purchase.

    A body type defines layout, a vehicle’s appearance and space within the cabin. Mainly, there are four body types – sedan, hatchback, SUV and MPV. These body types are further divided into subcategories. You must be careful in your buying decision and plan. An individual may think of buying a 7-seater MPV as they go for a family vacation once in 6 weeks. However, for the remainder of the day, an additional two chairs are wastage of resource and space. Do not buy what you do not require. While the notion of ‘bigger is better’ based on the ease of driving, the size of your family, and your budget, a sedan or hatchback makes the best sense for a 4-person household! An SUV will make sense if you’re a person who enjoys travelling through rough terrains and are inclined towards long road-trips personally.

    3. Whether to Buy a Diesel or a Petrol Car?

    Good deals of individuals are confused about purchasing a diesel or a petrol car. In Delhi-NCR, CNG is growing as a credible alternative for the two power sources, along with the supply of electric vehicles. One must understand their day to day running to tackle them all. The cost of a diesel-powered engine is comparatively more. Therefore, many experts suggest buyers to choose the petrol versions as it serves the need for light-usage while diesel versions are encouraged for frequent users! So apparently it all boils down to your need of day to day running. Therefore, one must compute wisely and take a decision.

    4. Resale Value

    Although a car is the second biggest investment in an individual’s life, its value depreciates with each passing year. There are two worldwide truths about buying a car that everyone should remember. To begin with, automobiles are known to be depreciating resources and second, they are certain to be updated in a couple of decades. Taking these two factors under account, choosing a brand that’s proven to have a good resale value is the smart way to go forward. And it’s important to understand the concept of resale value. Nobody would like to lose a hefty amount on cars for nothing but only years. To cancel this effect, buy a car with high resale value. Certain brands and cars such as Maruti Suzuki Alto, Maruti Suzuki Baleno, Maruti Suzuki Swift and Hyundai i20 control a higher resale value.

    5. What Safety Features Does My Car Need?

    Another vital determining factor while choosing any car needs to be from the safety aspect. There are factors which you must double-check while the government has been ensuring the security norms more stringent for four-wheelers and two-wheelers equally. By October 2019, all cars will be mandatorily required to have ABS (Anti-Lock Braking System), dual airbags, and parking sensors. Make sure that you check for extra security features like Electronic Stability Control (helps employ brakes on individual wheels and maintain better control), Autonomous Emergency Braking and Steering, among others. There are few comfort and convenience aspects as well which ensures enhanced features, such as Tata Altroz comes equipped with perfect Harmon Kardon speakers, Hyundai Venue has a sunroof available in SX and SX(O) variants. The new Renault Triber is equipped with brand new technology and useful features that provides excellent comfort and convenience with each drive. There are always possibilities and options of revamping the car’s interior, adding acoustic sound systems, etc.; that most individuals would like to customize according to their preferences!

    List of best cars from various brands that is worth buying for the first time

    Recommendation of the fine value cars are as follows:

    1. Maruti S-Presso

    The S-Presso looks like a mini SUV and comes with a distinct design. It is spacious with bigger boot space, has plenty of storage options and a finely designed dash. Maruti’s brand value along with the modern-day features like large touchscreen infotainment, steering mounted controls, digital odometer, etc. make it a true value for money choice. Please check for details at

    Recommended Variant – Maruti S-Presso VXi+ MT / AGS

    2. Maruti Suzuki Alto

    The fresh look of Maruti Suzuki Alto with advanced features such as airbags, ABS with EBD, touchscreen infotainment, etc. identify it as a value for money car at a very affordable price. One can overlook its weaknesses as it comes with a fuel efficient engine and is also among the best low maintenance cars in India. Please check for details at

    Recommended Variant – Maruti Suzuki Alto VXI+

    3. Hyundai Grand i10 Nios

    Hyundai Grand i10 Nios is the most rounded hatchback as its covers all the added advantages from the perspective of a hatchback buyer. It is equipped with practical interiors; refined engines and is available in 5 exciting variants. Its competitive pricing and features give a tough fight to Maruti Suzuki Swift. Please check for details at

    Recommended Variant – Hyundai Grand i10 Nios AMT Asta

    4. Renault Kwid

    Renault Kwid carries a look of a big car and the styling is inspired from Renault Duster. It’s one of the most fuel-efficient entry-level hatchbacks in the segment. It has a spacious boot capacity. If you are looking for a stylish hatchback with a fuel-efficient engine, then it’s the most efficient package for first time car buyers. Please check for details at

    Recommended Variant – Renault Kwid RXT (O)

    5. Honda Amaze

    Honda Amaze is the most affordable automatic car which is equipped with paddle shift and has also been awarded 4 stars in safety crash test rating. It’s one of the most preferred compact sedan cars in India. Please check for details at

    Recommended Variant – Honda Amaze CVT Automatic

    Car Insurance

    To keep you and your car safe on streets, car insurance is mandatory. Consumers have a tough time differentiating between the vehicle insurance covers that are readily available. Is it a Comprehensive Car Insurance that is worth buying or is it the basic Third-Party Insurance? Likewise, is nil depreciation an important addition to your insurance program? These are a few of the questions that we contemplate.

    To simplify things, the most practical selection for a new car needs to be a comprehensive automobile insurance that offers add-ons to pay for the depreciation value of your car, offers a consumables cover (for consumable items such as nuts and bolts, screws, washers, grease, lubricants, clips, AC gas, bearings, distilled water, engine oil, oil filter, fuel filter and brake oil, etc.), along with providing the basic third party liability cover.

    However, in addition to this, there are multiple other add-on features that ensure that your automobile insurance is worth considering. It can have the no-claims to EMI coverage. Choosing additional covers like an Engine Cover, Daily Allowance Benefit (covers the traveling allowance for the timeline when your car has been repaired in the garage), etc. ensures the security and safety of your car in all conditions.


    India is a huge marketplace for automobiles, but most of the population fall under the middle-income group and we understand that car buying is not a regular process. First car requires lots of savings and a well-planned thought hence the emotions connected to buying the first car is very well comprehended therefore, we don’t want you to make a wrong choice due to lack of adequate knowledge. These are some of the options and decisions that each first-time car-buyer should consider.

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